MCINERNEY SCION

37777 S GRATIOT AVE
CLINTON TOWNSHIP, MI 48036
Phone: 586-954-0600
Fax: 586-463-5613
MCINERNEY SCION - Print
Description    
Finance Rates 60mn / 63mm / 66mn /  72/75mn / 84mn  
Zone 1+ (FICO 720+) 4.65% / 4.65%  / 5.30% /5.60/6.10%   /  6.85%  
Zone 1 (FICO 719 - 690) 4.75% / 4.75% /  5.45% /5.75/6.25%   /  7.00%  
Zone 2 (FICO 689 - 670) 6.15% / 6.15% /  6.85% /7.40/7.90%   /  N/A  
Zone 3 (FICO 669 - 650) 8.95% / 8.95% /  9.95%/ 10.45/10.95%  /  N/A  
Zone 4 (FICO 649 - 630) 11.75%/ 12.00%/ 12.50%/ 13.00/13.50%  /  N/A  
Zone 5 (FICO 629 - 610) 15.00% /15.25%/ 15.80%/ 16.70/17.20%  /  N/A
Zone 6 (FICO 609 - 580) 18.35% /18.60%/ 19.35%/ 20.35/20.85%  /  N/A
Zone & (FICO 579 - 520) 21.75% /22.00%/ 22.75%/ 23.75/24.00%  /  N/A
Lease Factors    
Zone 1+ (FICO 720+) up to 60 months: 0.00245
Zone 1 (FICO 719 - 690) up to 60 months: 0.00255
Zone 2 (FICO 689 - 670) up to 60 months: 0.00300
Zone 3 (FICO 669 - 650) up to 60 months: 0.00370
Zone 4 (FICO 649 - 630) up to 60 months: 0.00420
Zone 5 (FICO 629 - 610) up to 60 months: 0.00500
Zone 6 (FICO 609 - 580) up to 60 months: 0.00560
Zone 7 (FICO 579 - 520) up to 60 months: 0.00680
Scion xD, xB, & tC Max term 36 mos:
Zone 1+ (FICO 720+) 0.00150
Zone 1 (FICO 719 - 690) 0.00150
Zone 2 (FICO 689 - 670) 0.00150
Zone 3 (FICO 669 - 650) 0.00150
Zone 4 (FICO 649 - 630) 0.00340
Zone 5 (FICO 629 - 610) 0.00420
Zone 6 (FICO 609 - 580) 0.00480
Zone 7 (FICO 579 - 520) 0.00600
New Vehicle Protection Month/Miles  
xD and xB Models:    
Platinum Protection - $0 Deductible 6 year/75K=$1000, 6 year/100K=$1200, 7 year/75K=$1,075, 7 year/100K=$1300  
tC Model:    
Platinum Protection - $0 Deductible 6 year/75K=$1125, 6 year/100K=$1350, 7 year/75K=$1200, 7 year/100K=$1475  
Other Products    
Guaranteed Auto Protection (GAP) Depending on the term of the finance or lease contract $335.00 - $530.00 

 

Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.

APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details

 

MCINERNEY SCION • 586-954-0600
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